Factor Report

Data as of market close on 11/27/2020.

Validea's factor report analyzes any stock using the major investing factors, including value, quality, momentum, and low volatility.
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HORACE MANN EDUCATORS CORPORATION (HMN)

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Latest Close: $40.99 Market Cap ($ mil): $1,698 Sector: Financial Industry: Insurance (Prop. & Casualty) 52 Week High: $46.23 52 Week Low: $30.48 Relative Strength: 46 Twelve Minus One Return: -22.0% Standard Deviation: 34.5%
PE Ratio: 14.9 Price/Sales: 1.3 Price/Book: 1.0 Price/Cash Flow: 12.4 EV/EBITDA: 7.36 Yield: 2.93% Shareholder Yield: 2.52% F Score: 4 G Score: 3
Return on Equity: 7.0% Return on Assets: 0.9% Return on Tangible Capital: N/A Return on Invested Capital: 8.0% WACC: 4.9% Debt/Equity: 0.25 LT EPS Growth: 14.7% LT Sales Growth: 6.9% Beta: 0.68
Horace Mann Educators Corporation (HMEC) is an insurance holding company. Through its subsidiaries, HMEC markets and underwrites personal lines of property and casualty (primarily personal lines automobile and homeowners) insurance, retirement annuities (primarily tax-qualified products) and life insurance in the United States. The Company's operating segments include Property and Casualty segment, comprising primarily personal lines automobile and homeowners products; Retirement segment, comprising primarily tax-qualified fixed and variable annuities; Life segment life insurance, and Corporate and Other. It markets and services its products through a sales force of full-time agents supported by its Customer Contact Center. These agents sell HMEC's products and limited additional third-party vendor products. As of December 31, 2016, its property and casualty subsidiaries and its life insurance subsidiary were licensed to write business in over 48 states and the District of Columbia.

Factor Profile

HMN's exposure to the major factors (100 is highest).

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