CREDIT ACCEPTANCE CORP. (CACC)

symbol lookup

Follow CACC via My Validea and receive an email alert whenever any of our strategies changes its rating.

Get Started
Score: 100/100
Analysis based upon 9/20/2019 closing price.
Latest Close: $474.56 Market Cap ($ mil): $8,920 Sector: Financial Industry: Consumer Financial Services 52 Week High: $509.99 52 Week Low: $356.12 Relative Strength: 73 Twelve Minus One Return: 4.5%
PE Ratio: 14.5 Price/Sales: 6.4 Price/Book: 4.0 Price/Cash Flow: 13.7 EV/EBITDA: 12.85 Yield: N/A Shareholder Yield: 2.04% Value Composite Percentile: 55
Return on Equity: 31.4% Return on Tangible Capital: N/A Return on Invested Capital: 13.0% WACC: 4.9% Debt/Equity: 1.91 LT EPS Growth: 25.0% LT Sales Growth: 14.9% Quality Composite Percentile: 44
Credit Acceptance Corporation offers financing programs that enable automobile dealers to sell vehicles to consumers. The Company's financing programs are offered through a network of automobile dealers. The Company has two Dealers financing programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers (Dealer Loan) in exchange for the right to service the underlying consumer loans. Under the Purchase Program, the Company buys the consumer loans from the dealers (Purchased Loan) and keeps the amounts collected from the consumer. Dealer Loans and Purchased Loans are collectively referred to as Loans. As of December 31, 2016, the Company's target market included approximately 60,000 independent and franchised automobile dealers in the United States. The Company has market area managers located throughout the United States that market its programs to dealers, enroll new dealers and support active dealers.

Report Card - Patient Investor

Guru Criteria: Warren Buffett  
EARNINGS PREDICTABILITY:PASS
RETURN ON EQUITY:PASS
RETURN ON ASSETS:PASS
FREE CASH FLOW:PASS
USE OF RETAINED EARNINGS:PASS
SHARE REPURCHASE:PASS
INITIAL RATE OF RETURN:PASS
EXPECTED RETURN:PASS

Detailed Analysis

Get a full analysis of CACC using this and 11 other strategies of investment legends.

Start Your Free Trial