CREDIT ACCEPTANCE CORP. (CACC)

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Score: 89/100
Analysis based upon 9/17/2021 closing price.
Credit Acceptance Corporation offers financing programs that enable automobile dealers to sell vehicles to consumers. The Company's financing programs are offered through a network of automobile dealers. The Company has two Dealers financing programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers (Dealer Loan) in exchange for the right to service the underlying consumer loans. Under the Purchase Program, the Company buys the consumer loans from the dealers (Purchased Loan) and keeps the amounts collected from the consumer. Dealer Loans and Purchased Loans are collectively referred to as Loans. As of December 31, 2016, the Company's target market included approximately 60,000 independent and franchised automobile dealers in the United States. The Company has market area managers located throughout the United States that market its programs to dealers, enroll new dealers and support active dealers.

Report Card - Momentum Investor

Guru Criteria: Validea  
THIS QUARTER VS. SAME QUARTER LAST YEAR:PASS
ANNUAL EARNINGS GROWTH:FAIL
EARNINGS CONSISTENCY:PASS
CURRENT PRICE LEVEL:PASS
4 MONTH S&P RELATIVE STRENGTH LINE:PASS
PRICE PERFORMANCE COMPARED TO ALL OTHER STOCKS:FAIL
CONFIRM AT LEAST ONE OTHER LEADING STOCK IN THE INDUSTRY:PASS
LOOK FOR LEADING INDUSTRIES:PASS
DECREASING LONG-TERM DEBT/EQUITY:NEUTRAL
RETURN ON EQUITY:PASS
SHARES OUTSTANDING:PASS
INSIDER OWNERSHIP:PASS
INSTITUTIONAL OWNERSHIP:PASS

Detailed Analysis

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